Advanced Capital Solutions is a debt collection agency that purchases overdue consumer and commercial debt. They are required to adhere to the Fair Debt Collection Practices Act (FDCPA) when collecting and reporting on credit reports.
Debt collectors may not harass you or call you at work if your employer frowns on this type of contact. They also cannot threaten to sue you or tell others about your debt.
They are a debt collection agency
Advanced Capital Solutions is a debt collection agency that buys overdue debt from creditors and then attempts to collect it on behalf of the creditor. Unlike most debt collection agencies, they do not make their own credit reports. Their collection activities can damage your credit. However, you can protect your rights by hiring a debt harassment lawyer. You can also use the Fair Debt Collection Practices Act to get your debt rescinded or removed from your credit report.
Debt collectors are not allowed to threaten you with arrest or jail. This is illegal and a violation of the Fair Debt Collection Practices Act. If a debt collector threatens you with this action, you can file a lawsuit against them.
ACS has been the subject of consumer complaints, but most of them are related to unfair or deceptive practices. You can check the lawsuits filed against ACS on PACER, the U.S.’s federal docket. A search for ACS will show 7 lawsuits in six states.
They are a real estate company
You have the right to dispute debts in collection, and it is not legal for debt collectors to contact you about an alleged debt that does not exist. Dispute these debts before they affect your credit score, and consider contacting a consumer attorney to protect your rights.
You should also note that a debt collector may not call you at work, since most employers frown on personal calls from debt collectors. In addition, a debt collector must be honest with you and disclose who they are when they contact you. They also must not swear at you or threaten violence, corporal punishment, or arrest.
If you are receiving harassing phone calls from Advanced Capital Solutions, you should contact the company immediately and file a complaint with the BBB. You can also view complaints against this company on PACER, the U.S. government’s public records website. You should also contact a consumer attorney, as they can help you get your debts removed from your credit report.
They are a debt buyer
If you are being contacted by ACS, or any other debt collector, it’s important to know your rights. It is against the law for debt collection agencies to threaten you with arrest or jail over unpaid debts. They also cannot call you repeatedly, or leave voicemails that do not state their company name. Moreover, they cannot speak to third parties about your debts.
ACS is a debt collection agency that buys overdue debt from creditors and then pursues consumers to collect the debt. It has received numerous consumer complaints over its debt collection practices, including threatening legal action that it did not intend to take and harassing consumers.
You can find more information about the agency’s practices by searching federal lawsuits on PACER, the U.S. government’s public docket website. There are several lawsuits filed against ACS, and most of them involve violations of consumer rights and the Fair Debt Collection Practices Act. If you want to stop the debt collection calls, work with a company like Credit Sage that can help you dispute these accounts and have them removed from your report.
They are a debt collector
As a debt collection agency, Advanced Capital Solutions must follow the rules of the Fair Debt Collection Practices Act (FDCPA). It is illegal for them to harass you, threaten you, or use abusive language. If they do, you can sue them for statutory damages of up to $1000 and court costs.
While a debt collector can report unpaid debts to the credit bureaus, they cannot publish a list of debtors or talk about your debt with third parties. This violates your rights and can harm your credit. It is also important to note that a debt collector may not call your friends or family members.
Despite these warnings, some people still fall prey to the tactics of ACS and other debt collection agencies. If you’ve been hounded by debt collectors, contact Credit Sage to help you dispute inaccurate entries on your credit reports. Their experts have a track record of successfully removing incorrect accounts from many clients’ reports.advanced capital solutions reviews